Paytm is hiring Credit Risk Analysts for its risk management team. This opportunity is ideal for candidates interested in fintech, data analysis, and credit risk management.
Selected candidates will work on credit risk assessment, policy implementation, and data-driven decision frameworks to improve lending operations and reduce risk.
📌 Job Details
Company Name: Paytm (One97 Communications Ltd)
Job Role: Credit Risk Analyst
Experience: 0 – 4 Years
Job Location: Noida
Job Type: Full-Time
Openings: 1
🧑💻 Role Overview
The Credit Risk Analyst will be part of the Credit Risk Product Team, responsible for improving lending systems and risk policies.
The role focuses on analyzing credit risk, implementing underwriting policies, and using data analytics to optimize lending performance.
📋 Key Responsibilities
• Analyze credit risk across merchant and personal loan products
• Work with business teams to understand and implement credit risk policies
• Implement risk policies on the company’s proprietary platform
• Monitor performance of credit risk policies and share feedback with product teams
• Use machine learning models and alternative data sources to enhance risk evaluation
• Conduct testing and scenario analysis for risk policies
• Monitor Key Risk Indicators (KRIs) and provide insights to management
• Ensure compliance with regulatory guidelines and internal risk policies
• Collaborate with product and technology teams to integrate risk-based decision systems
💻 Required Skills
• Knowledge of SQL and Python for data analysis
• Strong analytical and problem-solving skills
• Good communication and collaboration skills
• Ability to work in a fast-paced fintech environment
🎓 Educational Qualification
• B.Tech from reputed institutions such as NIT, BITS, or similar colleges
🌟 Why Join Paytm
• Opportunity to work with India’s largest fintech ecosystem
• Exposure to advanced analytics and credit risk models
• Work with data scientists, product managers, and engineering teams
• Career growth in digital lending and financial technology
🏢 About the Company
Paytm, founded by One97 Communications, is one of India’s leading digital payments and financial services platforms.
The platform offers services such as UPI payments, mobile recharge, bill payments, travel booking, shopping, and wealth management through Paytm Money.
With 500+ million registered users and over 21 million merchants, Paytm plays a major role in India’s digital payments and lending ecosystem.
📌 How to Apply
Interested candidates can apply through the official careers portal.
👉 Apply Here: https://paytm.ripplehire.com/candidate/?token=Jrn4GUz6HCYtOdlkVCzo&lang=en&source=CAREERSITE#detail/job/853482
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